Privacy by design
Employees control their data. Employers see only aggregate trends — never individual finances.
AI that actually helps
Personalized guidance based on each employee's real financial situation — not generic advice.
Built for every employee
From entry-level to executive — Ballad Tree meets employees where they are, at every income and life stage.
Why Ballad Tree
Why employers choose
Ballad Tree
Trusted by forward-thinking companies to deliver measurable impact in employee financial wellness.
One Platform for Every Employee
Support every financial journey—budgeting, investing, planning, and more—with a single, unified platform. Ballad Tree meets employees where they are, no matter their income, location, or life stage.
Global Access and Equity
Offer financial support that scales. Ballad Tree is built to serve teams in 70+ countries and 80+ languages, with culturally relevant guidance and localized experiences for true financial equity.
Flexible Pricing, Proven ROI
Get financial wellness that works—and works for your budget. Our pricing model scales with your team, delivering up to $2.39 in ROI for every $1 invested.
Dedicated Success Team
From onboarding to rollout to engagement campaigns, our customer success team is with you every step of the way—ensuring your program drives real adoption and impact.
How It Works
Your employees' financial lives,
finally supported.
01
Connect
Employees securely link their financial accounts — bank, investments, loans — in minutes. They control exactly what they share.
02
Understand
Ballad AI analyzes spending patterns, debt, savings gaps, and opportunities — giving each employee a clear picture of where they stand.
03
Plan
The AI builds personalized financial plans — emergency funds, debt payoff, retirement, home buying — tailored to each employee's goals.
04
Grow
Employees track progress, ask questions anytime, and build lasting financial habits — while employers see aggregate wellness metrics.
The Experience
A financial advisor
in every pocket.
Employees get a personalized dashboard and an AI they can ask anything — anytime.
Financial Dashboard
A clear view of every financial goal
Employees see their net worth, savings progress, debt payoff timeline, and AI-generated insights — all in one calm, organized view.
Good morning
Jordan, here's your overview
Net Worth
$48,240
↑ $1,240 this month
AI Insight: You're on track to fully fund your emergency fund by March. Consider increasing your 401k contribution by 2%.
AI Financial Advisor
Ask anything. Get real answers.
Ballad AI understands each employee's unique financial situation and gives personalized, actionable guidance — not generic advice.
Ballad AI
Online
Ask anything about your finances…
For Employers
Better financial wellness.
Without more overhead.
Launch a financial wellness benefit your employees will actually use. Ballad Tree handles everything — from onboarding to engagement — while you see aggregate impact metrics.
Simple rollout
Deploy to your entire workforce in days, not months.
Privacy by design
Employers see aggregate data only. Individual finances stay private.
Measurable ROI
Track engagement, satisfaction, and financial health improvements.
Employer Dashboard
Q3 Wellness Overview
Active Employees
847
+12%
Avg. Financial Score
72
+8 pts
Goals Set
2,341
this quarter
Program Engagement
91%
+5%
Privacy protected: Employers see aggregate wellness trends — never individual financial data.
Get Started
Give your employees
financial peace of mind.
Join companies building financially secure, confident, and resilient workforces with Ballad Tree.