Privacy by design
Employees control their data. Employers see only aggregate trends — never individual finances.
Tools that actually help
Budgeting and goal-tracking tools built around each employee's own goals and real account activity.
Built for every employee
From entry-level to executive — Ballad Tree meets employees where they are, at every income and life stage.
At a Glance
Software for employee financial goals
— not financial advice.
What it is
Budgeting and goal-tracking software employers provide to their teams.
How it works
Employees set their own goals. The software tracks progress and shows it on a dashboard.
Notifications
Optional SMS and in-app alerts are sent automatically when account events happen, like a verification code or a goal milestone.
Ballad Tree is a software platform, not a bank, broker-dealer, or registered investment adviser, and does not provide financial, investment, tax, or legal advice.
Why Ballad Tree
Why employers choose
Ballad Tree
Trusted by forward-thinking companies to deliver measurable impact in employee financial wellness.
One Platform for Every Employee
Support every financial journey—budgeting, goal tracking, and dashboards—with a single, unified software platform. Ballad Tree meets employees where they are, no matter their income, location, or life stage.
Global Access and Equity
Offer financial support that scales. Ballad Tree is built to serve teams in 70+ countries and 80+ languages, with localized experiences for true financial equity.
Flexible Pricing, Proven ROI
Get financial wellness that works—and works for your budget. Our pricing model scales with your team, delivering up to $2.39 in ROI for every $1 invested.
Dedicated Success Team
From onboarding to rollout to engagement campaigns, our customer success team is with you every step of the way—ensuring your program drives real adoption and impact.
How It Works
Your employees' financial lives,
finally supported.
01
Connect
Employees securely link their financial accounts — bank, loans, and more — in minutes. They control exactly what they share.
02
Understand
The dashboard organizes spending patterns, debt, and savings progress — giving each employee a clear picture of where they stand.
03
Plan
Employees set their own goals — emergency funds, debt payoff, home buying, and more — and the software tracks progress toward each one.
04
Grow
Employees track progress, receive automated updates, and build lasting financial habits — while employers see aggregate wellness metrics.
The Experience
A budgeting dashboard
in every pocket.
Employees get a personalized dashboard and automated notifications on their account activity — anytime.
Financial Dashboard
A clear view of every financial goal
Employees see their net worth, savings progress, debt payoff timeline, and goal progress — all in one calm, organized view.
Good morning
Jordan, here's your overview
Net Worth
$48,240
↑ $1,240 this month
Goal milestone reached: Emergency Fund is 70% complete.
Account Notifications
Stay updated, automatically.
Ballad Tree sends automated notifications triggered by account activity — goal milestones, reminders, and updates — so employees always know where they stand.
Notifications
Account activity
Goal milestone reached
Emergency Fund is 70% complete.
2h ago
Scheduled reminder
Your weekly summary is ready to view.
1d ago
Security alert
New login detected from a new device.
2d ago
Account update
Your employer connection was verified.
3d ago
For Employers
Better financial wellness.
Without more overhead.
Launch a financial wellness benefit your employees will actually use. Ballad Tree handles everything — from onboarding to engagement — while you see aggregate impact metrics.
Simple rollout
Deploy to your entire workforce in days, not months.
Privacy by design
Employers see aggregate data only. Individual finances stay private.
Measurable ROI
Track engagement, satisfaction, and financial health improvements.
Employer Dashboard
Q3 Wellness Overview
Active Employees
847
+12%
Avg. Financial Score
72
+8 pts
Goals Set
2,341
this quarter
Program Engagement
91%
+5%
Privacy protected: Employers see aggregate wellness trends — never individual financial data.
Get Started
Give your employees
financial peace of mind.
Join companies building financially secure, confident, and resilient workforces with Ballad Tree.