About

About Ballad Tree

Budgeting and goal-tracking software for every employee.

What we do

Ballad Tree is a software platform that employers offer to their employees as part of a financial wellness program. Employees use it to budget, set their own financial goals, and track progress on a personal dashboard. The software sends automated account notifications when activity happens — it does not tell employees what to do with their money.

What Ballad Tree is — and isn't

Ballad Tree IS

  • A software platform
  • Budgeting and goal-tracking tools
  • Progress dashboards
  • Automated account notifications
  • Privacy-first — employers see aggregate data only

Ballad Tree IS NOT

  • A bank
  • A broker-dealer
  • A registered investment adviser
  • A source of personalized financial, investment, tax, or legal advice
  • A service that holds or moves money

How it works

01

Employer offers Ballad Tree

An employer makes Ballad Tree available to their team as part of a financial wellness program.

02

Employee signs up and sets goals

The employee creates an account with their Employer ID and sets their own financial goals.

03

Software tracks progress

The dashboard tracks progress automatically and sends automated updates as account activity happens.

Notifications & SMS

Ballad Tree's SMS program is optional and opt-in. Messages are automated and system-triggered by account activity and settings the user controls — things like verification codes, security alerts, goal milestones reached, reminders the user turns on, and account updates. Messages are not personalized financial advice.

Message frequency varies and message and data rates may apply. Reply STOP to opt out, or HELP for help. Consent is not a condition of purchase. See our Terms of Service and Privacy Policy for full details.

Contact

Questions about Ballad Tree? Email us at support@balladtree.com or visit our Contact page.